Take control of every dollar. Find your money leaks.

MaMoney is a calm, private money tracker. Budgets, debts, savings goals, and a Subscription Radar that spots recurring charges quietly draining your account. No bank logins. No judgment.

Private by design. Your data lives on your phone. Cloud backup is optional and encrypted.

MaMoney dashboard showing where the month's spending went, broken down by category
Why MaMoney

You know what you earn. Where does it all go?

Most money apps want your bank password and your attention. MaMoney just wants to show you the truth about your spending, calmly, so you can keep more of what you make. Every entry is yours, typed by you, understood by you.

Forgotten subscriptionsare one of the most common silent budget leaks. MaMoney finds them for you.
100% offline-capableTrack everything with no account and no internet. Sync is optional.
13 languagesIncluding full Arabic right-to-left support.
Features

Everything your money does, in one place

Simple enough for daily use. Deep enough to actually change your habits.

📡

Subscription Radar

Spots recurring charges hiding in your spending and shows what they really cost per year.

💸

Expense & income tracking

Fast entry with smart categories. See exactly where your money goes each month.

🎯

Budgets & savings goals

Set monthly budgets and watch progress rings fill. Each goal shows your monthly pace and the month you'll reach it.

📉

Debt payoff forecasts

Track what you owe and see a realistic date you'll be free of it.

🔔

Bills & reminders

Set up rent, salary, and subscriptions once. Get reminded on the due date, then pay, snooze, or postpone in one tap.

Live balance graph

An interactive trend chart over 30, 90 or 180 days. Tap any point to see that day's balance.

🍩

Where it goes

A category breakdown of every month, spending or income, so the pattern is obvious at a glance.

📆

Calendar view

See the whole month at once. Every day with activity is marked, with totals in, out, and net.

📊

Reports & exports

PDF reports and Excel exports for any date range, with the option to combine several accounts into one view. Save snapshots to compare months.

🏦

Multiple accounts & currencies

Cash, cards, and savings in different currencies, with per-currency totals.

🔒

Private & secure

PIN, pattern, or fingerprint lock. Optional encrypted cloud backup. No tracking, ever.

🧾

Receipt scanner

Snap a photo of a receipt and let the app read the amount for you. Faster entries, fewer typos.

🤝

IOU tracker

Keep track of money you lent and borrowed, person by person, so nothing gets forgotten.

📈

Investments

Log your investments alongside everything else for a complete picture of your net worth.

🌙

Light & dark themes

A calm design that's easy on the eyes, day or night.

A look inside

Designed to feel calm, not stressful

Real screens from the app. Swipe to look around.

MaMoney dashboard with money in, money out and an interactive balance trendDashboard
Spending broken down by category in a donut chart, dark themeWhere it goes
Monthly bills list showing paid, partial and over-budget statesBills & debts
A savings goal at 47 percent with a monthly pace forecastSavings goals
IOU tracker listing what each person owes youOwed to you
Month calendar marking every day that has entries, dark themeCalendar
Searchable list of all income and expense entries by categoryAll entries
Reports screen combining totals across several accountsReports
The reports screen in Arabic with a full right to left layout13 languages
How it works

Up and running in minutes

Set up your accounts

Cash, card, savings. Any currency. No bank connection needed.

Add what you spend and earn

Quick entries with smart categories that learn your language.

Set budgets and goals

Decide what each month should look like and what you're saving for.

Watch the picture get clear

Trends, leaks, and progress, all in one calm dashboard.

Pricing

Free to start. Fair when you want more.

The core app is free to use for as long as you want. Premium lifts the limits and adds deeper reporting.

Free

$0 to start
  • Expense & income tracking
  • Budgets, savings goals & debt tracking
  • Subscription Radar, IOU tracker & calendar
  • Excel reports
  • Optional cloud backup
  • Up to 2 accounts and 8 categories per type

Premium

$4.99 / month
  • Unlimited accounts
  • Unlimited custom categories
  • Cross-account reporting
  • Detailed PDF & Excel exports
  • Advanced analytics & smart insights
  • Future AI features

Billed through Google Play. Cancel anytime.

FAQ

Questions, answered

Is MaMoney free?

Yes. Tracking, budgets, goals, debts, the Subscription Radar, the IOU tracker, Excel reports and optional cloud backup are all free, with up to 2 accounts and 8 categories per type. Premium lifts those limits and adds cross-account reporting, detailed PDF exports and advanced analytics for $4.99 a month.

Is my data secure?

Your data lives on your phone by default. If you enable cloud backup, it's transmitted encrypted and protected so only your account can access it. We never see your password, and there are no analytics or data sales. Ever.

Does MaMoney connect to my bank?

No, and that's deliberate. You type your entries yourself, which means no bank passwords, no third-party access to your accounts, and a much better understanding of your own spending.

Does it work offline?

Yes, completely. MaMoney is offline-first. You can use every feature without an account or internet connection. Cloud sync is purely optional.

Is it available on Android and iPhone?

Android is launching first on Google Play. The iPhone version is coming to the App Store after that. Join the waitlist to be notified for both.

Can I export my data?

Yes. You can export reports to Excel and PDF, and create a full backup file of all your data at any time. Your data is yours.

What languages does it support?

13 languages including English, Español, العربية (with full right-to-left layout), Français, हिन्दी, Português, 中文, 日本語, 한국어, Deutsch, Русский, Italiano, and Türkçe.

Launching soon

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One email when we go live. Maybe one more with a launch deal. That's it.

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Get the app

Download MaMoney